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That means you can doubtlessly get a house equity mortgage for $150,000 – not just the $50,000 you’ve invested. The APR is the total price of borrowing, as a share of the amount you owe, over a year. The APR is calculated from the annual fee of curiosity plus any upfront fees. It provides you a way to evaluate the worth of completely different loan and credit score presents. 56% would also tackle minor updates such as refreshing paint to enhance the resale value. Bathroom renovations could be costly, too, with the average standard-sized toilet renovation costing between $14,400–$19,500 in…